Randy Bongard

Quick update on where today’s current mortgage rates are for each loan program type: (Note: The above rates for Conventional, FHA, VA and USDA are quoted without any points.  Jumbo and Non-QM normally require points.) ARM Loan Options I’m not … Read more

If you can purchase a home for all cash (to strengthen your Offer) …

Now that Sellers are more likely willing to pay for Buyers’ Closing costs in today’s market, the BEST thing for Buyers to do is request “front-loaded” buy-downs.   There are 3 options: the 3/2/1 buy-down, the 2/1 buy-down, and the 1/0 … Read more